State Farm® Insurance Agent Chris Obear

"Chris, took the time to hear about updates to my policies. Very easy to talk to and very professional"

"Ready to help in any area of insurance coverage we have needed. Great service."

"Everything was great. Chris K worked on my policy and tailored it specifically for me."

"Had a great experience working with Chris who works for Chris Obear. Got me the coverage I needed and answered a lot of questions."

"Chris is a great agent. He went through our whole policy and reviewed everything with us. Would recommend him highly for all your insurance needs."

"This office is amazing and the customer service incredible!"

"Lied to me from the beginning about bill increases. Said we would save money every six months with drive safe and save but instead my bill goes up . No reason besides “corporate” definitely don’t recommend will be switching our car life and home Insurance this week"

"I have been a State Farm client for almost 20 years, with 3 agents in 2 states, and Chris and his staff have been the most comunicative, friendliest and easiest to work with! Chris stands by his word and makes sure his clients are well taken care of. My husband and I appreciate the work they have put in to make sure we are covered and happy with our Auto, Home and Life insurance policies. Ashley Adams"

"Just made the change on home & auto insurance. James was a huge help and very knowledgeable about all things insurance!"

"James is so sweet! He didn’t pressure me in getting into a policy I didn’t want like all the other insurance agents I’ve shopped with. He picked what was best for me! I recommend asking for him- he was very knowledgeable!"

"I just want to let everyone know and thank James personally. He was knowledgeable and took my need seriously. We shopped for a complete bundle. Home, auto , life , rental. He was able to fulfill all my insurance needs all in house and better price than what I was able to fish for on the internet . Thank you it’s like family here . So if you are anywhere in Tennessee and Kentucky give them a shout! Music City Baby"

"Very quick response time and great service from James Howarth! Had all the answers I was looking for and appreciate the patience"

"James made the entire process of switching our home & auto insurance quick & easy. Educated us on how the transfer goes, making certain of no lapse."

"James was great! He was very helpful and answered any of my questions patiently and politely. He made sure I got everything I needed while saving money!"

"Very smooth experience. They were able to increase my coverage and still save me almost $100/6mo. Very happy with the experience."

"Amazing customer service! James and Chris made me feel at ease and got me everything I needed and more."

"I just switched to All State insurance from Geico. Thanks to James he has been able to save me money on my insurance. I am retired now so every penny counts. Thank you James for all the help you have given me in this process."

"James was very helpful"

"James was awesome to work with. He made the entire process smooth. Always there to answer my questions and got back to me in a timely matter. I truly felt like he treated me as family. I've already recommended him to family and will continue too. So glad I made the switch- on top of that I truly saved so much money by going back to State Farm after years of being away! Give him a call- he will take great care of you!"

"This is the absolute worse insurance office ever. They do not communicate , they are not honest and no one there can help. Nobody knows what there doing in this office. Please pick any other state farm agent besides this one."

"James was very knowledgable and helpful and got me a quote very quickly. He was able to explain it all im detail also and break down each aspect of the coverage/plans."

"James was very professional and helpful. He answered all of my questions in a considerate way so I understood exactly what the terms of my policy would be. Thank you!"

"Very friendly and Helpful thank y'all very much"